Personal Loan Rates as Low as
With a BECU Personal Loan, you can cover most expenses. Borrow up to $15,000 to consolidate high interest rate balances into one low monthly payment. Or you can cover moving expenses, unexpected repairs and much more.
Benefits and Features
- Rates are fixed, so your payment doesn’t change.
- Interest rates as low as 7.49% APR.
- Up to $15,000 in one lump sum.
- Flexible repayment terms.
- Loan terms up to 72 months.
- Easy application process.
- No origination fees.
Our low interest rates can help you save more money while paying down debt. Use the debt consolidation calculator below to explore your options.
Earn a Better Rate
We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you’ve improved your credit score sufficiently and your account is in good standing, you may earn a better rate (if you’re not already receiving our lowest published rate).
Protect Your Loan
The Loan payment protection program (LPP) provides financial assistance during times of hardship. LPP is an optional benefit offered through BECU.
- Provides minimum monthly [auto, boat, RV, etc.] payments in case of involuntary job loss, disability or loss of life
- Monthly program cost is based on loan balance and package options
*Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Continue reading